Policy: Payment due upon purchase. Please do not buy if you don't intend to pay immediately. If you need more time or would like to arrange a lay-away, we would be happy to work with you. 7 day return privilege (item must be postmarked for return within 7 days after it arrives in your box), buyer pay return postage unless we made a mistake in the listing. (Grades are nothing but opinions no matter who is offering the grade. Grading differences are not considered mistakes, please see the photos and put your own grade on it before buying.)